How to Play

Baccarat or Punto Banco (a variation played in North America) is a game strictly of chance as there are no choices for the players to make since cards are controlled by the dealer. The game consists of a “Player”,”Banker” and a “Tie”. These are not actual terms referring to the “player” as customer or “banker” as house but instead 3 betting options for the customers at the table.

The rules of the game are as follows: cards 2-9 are equal to face value, 10,J,Q,K are equal to 0 and Aces are equal to 1. T he object of the game is to have cards add up to the highest score 9 (natual as its known). If the value of the the cards exceed 10 for example 12 then the 10 value is dropped and you are left with a total of 3. Another example is if you have a hand of 7 and 3 it will be worth 0 since it equals 10.

Game Play

In Punto Banco cards are dealt out face down 2 to the player and 2 to the banker. They are then turned over and the total is tallied. Depending on the hands the player and the banker have the option of drawing a single card more. If the player or bankers total equal 8 or 9 (natural) no cards will be drawn. Betss on player and banker are paid off 1:1. In the situation of a tie all tie bets are paid 8:1.

Play Scenarios

When the player has a total of 0 to 5 a card will be drawn. If the player has a 6 or 7 he will stand.

The bankers play depends not only on his hand but if and what card the player drew. Below are are few standard scenarios:

If the Player did not draw a card, the Banker draws if he has 0-5, and stands if he has 6-7.
If the Player drew a 2 or 3, the Banker draws if he has 0-4, and stands if he has 5-7.
If the Player drew a 4 or 5, the Banker draws if he has 0-5, and stands if he has 6-7.
If the Player drew a 6 or 7, the Banker draws if he has 0-6, and stands if he has 7.
If the Player drew an 8, the Banker draws if he has 0-2, and stands if he has 3-7.
If the Player drew an ace, 9, 10, or face-card, the Banker draws if he has 0-3, and stands if he has 4-7.

Strategies

No stategies as there is no player control of the cards- game of chance.